used cars
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Used Cars: Certified No Substitute for Extended Warranties
Thinking about a used car extended warranty Nervous about whats under the hood Used car dealers are feeling your pain all the way to the bank. In an ironic twist preowned vehicle dealers have found a way to profit from their bad reputation.
No theyre not just selling overpriced used car extended warranties anymore. Theyre charging a 10%25% markup on used cars certified (by them) not to be pieces of junk. The accompanying certified used car warranties in fact usually carry much less protection than the best used car warranties which you can buy yourself online. Who needs a used car warranty if your jalopy is a certified machine
But even paying 10%25% more wont eliminate risk. Thorough extended warranties for used cars are necessary certified or not. In some cases a halfhearted inspection means the certification may not be worth the paper its written on. Used car problems often only appear months or years after purchase. Thats why even for mint used cars used car extended warranties are essential.
Worse certified used cars dont always come with any extended used car warranty coverage. When a certified used car warranty is included it usually has much less coverage than a new car warranty. Even most standard preowned vehicle extended warranties offer much more protection than most certified used car warranties.
You can almost always do better on your own. An independent inspection and a used car extended warranty provide better peace of mind often at a lower price.
Certified Used Car Inspection: Used Car Extended Warranties Still Needed
The cornerstone of a certified used car program is the supposedly superthorough inspection. There are good reasons to think that the inspection does not replace an independent inspection or used car extended warranty coverage.
Are inspections really added value Dont you wonder why dealers arent inspecting all their cars before taking delivery themselves Car dealers arent idiots at least not with cars. Anyone whos had to haggle over a tradein knows that. The big question is whether the dealership will disclose everything it knows. Trust is still an issue with certified cars.
Certified by whom Think about it: the same people who are trying to sell you the car are also certifying it. Yes you read right: the certification is usually done by the dealership selling the car. If theres any manufacturer oversight its often just an occasional inspection of the dealers inspection.
Duplicate inspection. You should have any used car certified or not thoroughly inspected by an independent mechanic. Youre up against an industry that demonstrates about as much trustworthiness as well used car dealers. Do not give up your first line of defense.
Limits of inspections. No inspection in the world can foresee every possible problem. Oftentimes something that breaks a few months after purchase really was fine when the car was soldor was virtually undetectable. Whennot ifsomething gives out youd better have a used car extended warranty.
Certified Used Car Warranty Coverage under the Hood
The implied selling point of certified used cars is they wont break. That kind of makes used car extended warranties seem unnecessary. Naturally some buyers may wonder what will be happen if something does break anyway. In order to ease those inquiring minds certified used car warranties often come included or are at least implied. Sadly too few people will inquire further about what the certified used car warranty covers.
Does certified mean under warranty Not necessarily. The major manufacturers certified programs usually include some extended warranty protection. But oftentimes certified cars sold outside of manufacturers programs do not come with any extended warranty coverage. If it does break tough luck.
How goods the warranty The GM Certified Used Vehicle Warranty is only for 3 months or 3000 miles! Ford offers longer certified warranties. But they generally arent bumpertobumper covering only the power train. Forget about the little extras like the roof or the doors. Right off the internet you can buy extended warranty used car coverage that is generally bumpertobumper and lasts several years.
Certified Used Cars: Extended Warranties Still Needed
Certified used cars offer two things: an inspection and a used car extended warranty. Arguably neither is worth the price.
Inspection. Lets face reality. The junky used car problem doesnt exist for want of dealer inspections. Lemons get sold for one of three reasons. a) The defect did not show up in the dealers own inspection. b) The dealer is trying to sell a car whose defects were already known. Or sometimes c) the buyer knows about the defects but is guilty of wishful thinking. In none of these cases will a certified inspection provide the protection of an independent inspection and extended used car warranty.
Warranty. A certified used car will often cost 10%25% more. For a $10000 used car thats $1000$2500. An extended used car warranty from an independent auto warranty company will often cost about the same. But the best used car warranties will provide a lot more protection than certified used car warranties. Given that fact you may end up getting an independent extended car warranty anyway.
Worst of all certified used cars come with an expensive risk. They tempt you to let your guard down. Ford even issued a press release headlined PreOwned Vehicle Program Reduces Customer Buyer Beware. As if that were a good thing.
Of course in the end you may buy a certified used car anyway. These days it seems there are fewer and fewer used cars that arent certified. Just make sure to get an independent inspection and an independent used car extended warranty. Certified or not its still a used car.
Joel Walsh a freelance automotive writer recommends Auto Service Warranty Inc. Where you can get a used car extended warranty quote in fiveseconds: http://www.AutoServiceWarranty.com Tags: bad reputation cornerstone peace of mind car dealers markup car problems warranty coverage car warranties pre owned vehicle
Source: http://www.articlealley.com/article_16337_31.html
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